1. Procedure with Power of Attorney:
Step 1: Issuing the Power of Attorney
- You hire a Bulgarian lawyer and grant them a notarized power of attorney.
- The power of attorney can be issued in Bulgaria or your home country, and it must be translated into Bulgarian and notarized.
- It allows the lawyer to complete all steps of the purchase process on your behalf, including signing the purchase contract and registering the property in the Land Registry.
Step 2: Property Verification
- The lawyer checks the legal status of the property (ownership, absence of encumbrances, building permits, etc.).
Step 3: Contract Preparation
- The lawyer drafts or reviews the preliminary contract (if required) and the final purchase contract.
Step 4: Opening a Bank Account (if necessary)
- If payment is to be processed from Bulgaria, the lawyer opens a bank account in your name.
Step 5: Payment of Purchase Price
- The purchase price is usually transferred via bank transfer to the seller or deposited in advance into the lawyer's escrow account.
Step 6: Notarization
- The lawyer attends the notarization of the purchase contract on your behalf.
- The contract is officially signed and registered with the notary.
Step 7: Land Registry Entry
- The lawyer ensures the registration of the new owner in the Land Registry (Property Register).
2. Procedure Without Power of Attorney:
Step 1: Personal Presence On-Site
- You must be present in Bulgaria to personally sign all necessary documents and contracts.
Step 2: Property Verification
- You or your designated representative check the property both legally and technically. Alternatively, you can hire a lawyer or real estate agent for advice.
Step 3: Preliminary Contract (Optional)
- A preliminary contract is signed with the seller to define the purchase price and conditions.
Step 4: Opening a Bank Account
- You open a bank account in Bulgaria if the purchase price will be paid from within the country.
Step 5: Payment of Purchase Price
- The purchase price is transferred directly to the seller or their representative.
Step 6: Notarization
- You personally attend the notarization of the purchase contract. The notary verifies all documents, and you sign the contract.
- All payments should be completed before or during the notarization.
Step 7: Land Registry Entry
- After notarization, registration in the Land Registry is carried out by the notary or an authorized person.
Important Notes for Both Procedures:
- Legal Security: A legal check of the property by a lawyer is always recommended to avoid future issues (e.g., undisclosed mortgages or ownership disputes).
- Costs: In addition to the purchase price, there are additional costs such as notary fees, land registry fees, and potential legal fees, typically amounting to 3-5% of the purchase price.
- Payment: The purchase price is generally paid via bank transfer to ensure transparency.
Purchasing with a power of attorney is particularly convenient for buyers who cannot be on-site, offering a time-saving and stress-free solution.